Mortgage Broker Upland, Claremont, Chino Hills, La Verne, Fontana, Corona, Montclair, Chino

Author: admin  //  Category: mortgage lender

http://www.TheSoCalLoanPro.com
TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, calstrs, first time home loans, USDA loans, CalHFA loans and calSTRS loans.   We serve southern California including Upland, Rancho Cucamonga, Ontario, LaVerne, Claremont, Montclair, Pomona, Riverside, Corona, Glendora, Chino Hills, Chino, San Dimas

I am a life-long resident of the Inland Empire and a licensed California Real Estate Broker, California Certified Residential Property Manager, Certified Short Sale and Foreclosure Specialist.   With over 15 years experience in the mortgage loan industry, I am dedicated and prepared to assist you with your mortgage loan or refinance.

Call 909-920-3500 today!

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Meltdown – The Global Financial Crisis? pt 1of 4

Author: admin  //  Category: subprime mortgage

http://www.peoplestandup.ca
by Terrence MdKenna’s voice that this is from “DocZone,” a CBC.ca
The credit crunch
The global financial crisis (GFC) or global economic crisis is commonly believed to have begun in July 2007 with the credit crunch, when a loss of confidence by US investors in the value of sub-prime mortgages caused a liquidity crisis. This, in turn, resulted in the US Federal Bank injecting a large amount of capital into financial markets. By September 2008, the crisis had worsened as stock markets around the globe crashed and became highly volatile. Consumer confidence hit rock bottom as everyone tightened their belts in fear of what could lie ahead.

The sub-prime crisis and housing bubble
The housing market in the United States suffered greatly as many home owners who had taken out sub-prime loans found they were unable to meet their mortgage repayments. As the value of homes plummeted, the borrowers found themselves with negative equity. With a large number of borrowers defaulting on loans, banks were faced with a situation where the repossessed house and land was worth less on today’s market than the bank had loaned out originally. The banks had a liquidity crisis on their hands, and giving and obtaining loans became increasingly difficult as the fallout from the sub-prime lending bubble burst. This is commonly referred to as the credit crunch.

Although the housing collapse in the United States is commonly referred to as the trigger for the global financial crisis, some experts who have examined the events over the past few years, and indeed even politicians in the United States, may believe that the financial system was needed better regulation to discourage unscrupulous lending.

The global financial crisis enters a new phase
The collapse of Lehman Brothers on September 14, 2008 marked the beginning of a new phase in the global financial crisis. Governments around the world struggled to rescue giant financial institutions as the fallout from the housing and stock market collapse worsened. Many financial institutions continued to face serious liquidity issues. The Australian government announced the first of it’s stimulus packages aimed to jump-start the slowing economy.

The U.S. government proposed a $700 billion rescue plan, which subsequently failed to pass because some members of US Congress objected to the use of such a massive amount of taxpayer money being spent to bail out Wall Street investment bankers who some people may have believed could be one of the causes of the global financial crisis.

By September and October of 2008, people began investing heavily in gold, bonds and US dollar or Euro currency as it was seen as a safer alternative to the ailing housing or stock market.

In January of 2009 US President Obama proposed federal spending of around $1 trillion in an attempt to improve the state of the financial crisis. The Australian government also proposed another stimulus package, pledging to give cash handouts to tax payers, and spend more money on longer-term infrastructure projects.

Australia’s response to the global financial crisis – the first stimulus package
Australian prime minister Kevin Rudd and Treasurer Wayne Swan delivered their first budget in response to the global financial crisis, with the main objective being to fight inflation – a major problem in the local economy at the time.
The global financial crisis enters a new phase
The collapse of Lehman Brothers on September 14, 2008 marked the beginning of a new phase in the global financial crisis. Governments around the world struggled to rescue giant financial institutions as the fallout from the housing and stock market collapse worsened. Many financial institutions continued to face serious liquidity issues. The Australian government announced the first of it’s stimulus packages aimed to jump-start the slowing economy.

The U.S. government proposed a $700 billion rescue plan, which subsequently failed to pass because some members of US Congress objected to the use of such a massive amount of taxpayer money being spent to bail out Wall Street investment bankers who some people may have believed could be one of the causes of the global financial crisis.

By September and October of 2008, people began investing heavily in gold, bonds and US dollar or Euro currency as it was seen as a safer alternative to the ailing housing or stock market.

In January of 2009 US President Obama proposed federal spending of around $1 trillion in an attempt to improve the state of the financial crisis. The Australian government also proposed another stimulus package, pledging to give cash handouts to tax payers, and spend more money on longer-term infrastructure projects.

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Big banks drop fixed mortgage rates

Author: admin  //  Category: mortgage

Several of Canada’s big banks are dropping their fixed mortgages to record-low levels – less than three per cent. Francis Silvaggio reports.

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Specific Abuses by Mortgage Lenders that Brookstone Law’s Legal Panel has Uncovered…

Author: admin  //  Category: mortgage lenders

For more information please visit http://www.Brookstone-Law.com or call Brookstone Law today! 1-800-304-1538.

Brookstone Law
4000 MacArthur Blvd., Suite 1110
Newport Beach, California 92660

http://www.Brookstone-Law.com

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Draper Utah’s Top Mortgage Companies offer Lowest Mortgage Rates to Draper Residents

Author: admin  //  Category: best mortgage

Draper Utah is a booming area at the South end of Salt Lake County. Drapers residents expect the best when it comes to customer service. As a Resident for many years I feel that it was worth doing a video just for the people that were my neighbors to bring them up to speed on mortgage rates and programs available to them. We also want Draper Utah residents to know that there are experts that specialize in Mortgages in their own back yard. The Mortgage Solutions TEAM prides itself on being the most customer friendly and knowledgable team around. If we can help you in anyway, please let us know. Mortgage Solutions Team @ 801-230-3107 www.mymtgsolution.com

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FHA Flip rule change. Get ready

Author: admin  //  Category: wholesale mortgage

Hey Everyone,
I just heard about the flip rules changing again. Be ready and take a look.

Give me a call if you or your clients need to get set up for a loan.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650

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WCC Run Through… Litterally

Author: admin  //  Category: wholesale mortgage

Not familiar with how seamlessly our different departments work together? Take a look and give me a call if you have a fianncing question or need to help your buyers get qualified.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

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Occupy Our Homes – D6 | Occupy Wall Street Video

Author: admin  //  Category: subprime mortgage

December 6, 2011: In a Brooklyn neighborhood hard hit by the foreclosure crisis, Occupy Wall Street joins local community groups to reclaim a bank-owned property for a homeless family.

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Space Coast Credit Union – First Mortgage

Author: admin  //  Category: first mortgage

Roll in to Space Coast Credit Union for a great deal on a first mortgage, or refinance your current mortgage. Loans close in as little as 8-10 days.

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Rent vs Own Comparison

Author: admin  //  Category: wholesale mortgage

this example shows the benefits of buying vs Renting. Note that if you live outside a metropolitan area such as LA or San Diego you can expect your benefit to be much much better. In Riverside county for example you can save about $400 a month without ever taking into account tax savings or appreciation.

Give me a call and we can discuss your specific situation.

Ryan Hoffman
Loan Officer
Wholesale Capital Corp.
23328 Olivewood Plaza Drive
Moreno Valley CA 92553
Direct: 951-488-3114
Fax: 951-488-3214
Cell: 951-312-8650
Email: RHoffman@wccloans.com

Duration : 0:2:23

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